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    Condo-Hotel Financing

ACM Home Loans is a leading Florida correspondent lender of Condo hotel (condotel) financing. Condotels, also known as hotel-condominiums, feature privately owned condominium units for short-term rentals. Some Florida condotels are converted hotels, others are part of a network of standard condominiums that are offered for short-term rentals, and some new condotels are high-rise condo developments built exclusively for short-term rentals.

We have mortgages available on select Florida Condotel projects of up to 90% loan to value for US residents and up to 80% loan to value for non US residents (foreign nationals).

• Stated or non verified income available
• MTA Option ARM (“pick a payment”)
• 2/28 ARM
• 3/27 ARM
• 5/25 ARM
• Fixed rates 15 and 30 year
• New construction Condotels (please
• No Square footage requirements (Loan to value restrictions may apply)
• Proposed rental income may not be used to qualify
• Foreign National borrowers

Please note that interest rates and loan to value offered will be subject to borrower qualification and project approval. We only offer mortgages for condotels (condo hotels) in Florida.

Florida Condo Hotel  or condotel mortgages usually have higher up front closing costs and interest rates than a standard condominium mortgage.

WHAT ARE YOU BUYING? And how to avoid problems with financing

Visit our Condotel Blogs